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These terms " Terms " cover the use of those Microsoft consumer products, websites, and services listed at the end of these Terms here serviceslist the " Services ". You accept these Terms by creating a Microsoft account, through your use of the Services, or by continuing to use the Services after being notified of a change to these Terms.

Your Privacy. Your privacy is important to us. The Privacy Statement also describes how Microsoft uses your content, which is your communications with others; postings submitted by you to Microsoft via the Services; and the files, photos, documents, audio, digital works, livestreams and videos that you upload, store, broadcast or share through the Services " Your Content ". In some cases, we will provide separate notice and request your consent as referenced in the Privacy Statement.

Your Content. Many of our Services allow you to store or share Your Content or receive material from others. Your Content remains Your Content and you are responsible for it. Using Third-Party Apps and Services. Many of our Services also help you find, make requests to, or interact with Third-Party Apps and Services or allow you to share Your Content or Data, and you understand that by using our Services you are directing them to make Third-Party Apps and Services available to you.

The Third-Party Apps and Services may present you with a privacy policy or require you to accept their terms before you can install or use the Third-Party App or Service. See section You should review the third-party terms and privacy policies before acquiring, using, requesting, or linking your Microsoft Account to any Third-Party Apps and Services.

Any third-party terms do not modify these Terms. Microsoft does not license any intellectual property to you as part of any Third-Party Apps and Services. You agree to assume all risk and liability arising from your use of these Third-Party Apps and Services and that Microsoft is not responsible for any issues arising out of your use of them.

Microsoft is not responsible or liable to you or others for information or services provided by any Third-Party Apps and Services. Software License. Unless accompanied by a separate Microsoft license agreement for example, if you are using a Microsoft application that is included with and a part of Windows, then the Microsoft Software License Terms for the Windows Operating System govern such software , any software provided by us to you as part of the Services is subject to these Terms.

Applications acquired through certain Stores owned or operated by Microsoft or its affiliates including, but not limited to the Office Store, Microsoft Store on Windows and Microsoft Store on Xbox are subject to section Payment Terms. If you purchase a Service, then these payment terms apply to your purchase and you agree to them. For your use of free and paid consumer Skype-branded Services, if you live outside of Europe, the Middle East and Africa, you are contracting with, and all references to "Microsoft" in these Terms mean, Skype Communications S.

For free or paid consumer Skype-branded Services, if you live outside of Europe, the Middle East and Africa, Luxembourg law governs the interpretation of these Terms and claims for their breach, regardless of conflict of law principles.

The laws of the province or country where you live govern all other claims including consumer protection, unfair competition, and tort claims. If you live outside of Europe, the Middle East and Africa, you and we irrevocably agree to the exclusive jurisdiction and venue of the Luxembourg courts for all disputes arising out of or relating to the consumer Skype-branded Services. For all other Services, the entity with which you are contracting, the governing law, and the location to resolve disputes appear below:.

Your local consumer laws may require some local laws to govern or give you the right to resolve disputes in another forum despite these Terms. If so, the choice of law and forum provisions in section 10 apply as much as your local consumer laws allow. You are also entitled to choose a refund or replacement for major failures with goods.

If a failure with the goods or a service does not amount to a major failure, you are entitled to have the failure rectified in a reasonable time. If this is not done you are entitled to a refund for the goods and to cancel the contract for the service and obtain a refund of any unused portion. You are also entitled to be compensated for any other reasonably foreseeable loss or damage from a failure in the goods or service.

Service-Specific Terms. The terms before and after section 13 apply generally to all Services. This section contains service-specific terms that are in addition to the general terms. These service-specific terms govern if there are any conflicts with the general terms. This section, and sections 1, 9 for amounts incurred before the end of these Terms , 10, 11, 12, 15, 17 and those that by their terms apply after these Terms end will survive any termination or cancellation of these Terms.

To the extent permitted by applicable law, we may assign these Terms, subcontract our obligations under these Terms, or sublicense our rights under these Terms, in whole or in part, at any time without notice to you. You may not assign these Terms or transfer any rights to use the Services. This is the entire agreement between you and Microsoft for your use of the Services.

It supersedes any prior agreements between you and Microsoft regarding your use of the Services. In entering into these Terms, you have not relied on any statement, representation, warranty, understanding, undertaking, promise or assurance other than as expressly set out in these Terms.

All parts of these Terms apply to the maximum extent permitted by relevant law. If a court or arbitrator holds that we can't enforce a part of these Terms as written, we may replace those terms with similar terms to the extent enforceable under the relevant law, but the rest of these Terms won't change.

These Terms are solely for your and our benefit. Section headings are for reference only and have no legal effect. Any claim related to these Terms or the Services must be filed in court or arbitration if section If not filed within that time, then it's permanently barred. Export Laws. Reservation of Rights and Feedback. Except as expressly provided under these Terms, Microsoft does not grant you a license or any other rights of any type under any patents, know-how, copyrights, trade secrets, trademarks or other intellectual property owned or controlled by Microsoft or any related entity, including but not limited to any name, trade dress, logo or equivalents.

If you give to Microsoft any idea, proposal, suggestion or feedback, including without limitation ideas for new products, technologies, promotions, product names, product feedback and product improvements " Feedback " , you give to Microsoft, without charge, royalties or other obligation to you, the right to make, have made, create derivative works, use, share and commercialize your Feedback in any way and for any purpose.

You will not give Feedback that is subject to a license that requires Microsoft to license its software, technologies or documentation to any third party because Microsoft includes your Feedback in them.

Notices and procedure for making claims of intellectual property infringement. Microsoft respects the intellectual property rights of third parties. Microsoft uses the processes set out in Title 17, United States Code, Section to respond to notices of copyright infringement. In appropriate circumstances, Microsoft may also disable or terminate accounts of users of Microsoft services who may be repeat infringers.

Notices and procedures regarding intellectual property concerns in advertising. Copyright and trademark notices. All rights reserved. The names of actual companies and products may be the trademarks of their respective owners. Any rights not expressly granted in these Terms are reserved.

Medical notice. Microsoft does not provide medical or any other health care advice, diagnosis or treatment. Always seek the advice of your physician or other qualified health care provider with any questions you may have regarding a medical condition, diet, fitness or wellness program. Never disregard professional medical advice or delay in seeking it because of information you accessed on or through the Services. Stock quotes and index data including index values.

Financial information provided through the Services is for your personal, noncommercial use only. You may not use any of the finance data or marks of any third-party licensor in connection with the issuance, creation, sponsorship, trading, marketing, or promotion of any financial instruments or investment products for example, indices, derivatives, structured products, investment funds, exchange-traded funds, investment portfolios, etc.

Financial notice. Nothing contained in the Services is an offer or solicitation to buy or sell any security. Neither Microsoft nor its licensors of stock quotes or index data endorse or recommend any particular financial products or services.

Nothing in the Services is intended to be professional advice, including without limitation, investment or tax advice. Notice about the H. The software may include H. This technology is a format for data compression of video information. For clarification purposes only, this notice does not limit or inhibit the use of the software provided under these Terms for normal business uses that are personal to that business which do not include i redistribution of the software to third parties, or ii creation of material with the VIDEO STANDARDS compliant technologies for distribution to third parties.

These license terms are an agreement between you and the application publisher. Please read them. They apply to the software applications you download from the Microsoft Store, the Microsoft Store on Windows or the Microsoft Store on Xbox each of which is referred to in these license terms as the " Store " , including any updates or supplements for the application, unless the application comes with separate terms, in which case those terms apply.

The application publisher means the entity licensing the application to you, as identified in the Store. The following products, apps and services are covered by the Microsoft Services Agreement, but may not be available in your market. Effective: June 15, Microsoft Services Agreement. Covered Services Covered Services serviceslist Summary. April 1, 0. Top of page.